Getting A Mortgage

Please don't let the idea of obtaining financing for your home intimidate you. Our professional and courteous staff is looking forward to the opportunity to assist you in meeting your home buying and refinance goals.

We encourage all of our home buying clients to consider taking a home buyer education course. You'll find a online home buyer and down payment assistance course here, in addition to local home buyer education opportunities here.

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1st Continental Mortgage Site Privacy Policy

This Privacy Policy explains what we do with the personal information that we collect from our users. We may change our policy from time to time, so we suggest that you check our web site to ensure that you know about our current policy. If you have any questions or concerns regarding this policy, you should us our contact form to let us know.

1st Continental Mortgage asks for your contact information and may request the particulars of your reason for choosing to us 1st Continental Mortgages' services.

We may also collect IP addresses to help us understand how our clients use our site and to gather broader demographic information, so that we can make our site better and improve our users' overall experience when they visit the 1st Continental Mortgage web site. We use a feature known as a "cookies." This is used solely for monitoring the number of visits to our website and the pages viewed while here. Cookies contain bits of information that Web sites transfer to your computer's hard drive for record keeping purposes. A cookie doesn't tell us who you are. Only you can do that.

Children

If you are under 18, you may not use this site.

How 1st Continental Mortgage Discloses Your Personal Information

1st Continental Mortgage will only disclose any personally identifiable information about individual users who apply for a mortgage using our online application or to comply with applicable laws or valid legal process. Remember, applying with 1st Continental Mortgage is not a guarantee of a mortgage loan approval.

We will disclose personally identifiable individual information and the other information you provide us to our loan officers, loans processors and to our investors as needed for the sole purpose of assisting you in the purchase of a home.


Contacting or Applying through this site

While we strive to protect all applicants and information transported over the Internet, you agree through your voluntary use of this site, that upon selecting "submit" and sending data to 1st Continental Mortgage, to indemnify and hold harmless 1st Continental Mortgage and it's owners from any and all claims of assumed or actual damages which may result, regardless of your Claim Type or Claim Against 1st Continental Mortgage and its Ownership. Since contacting us through this site is voluntary, you do so at your own risk. If any part of this agreement and section is found to be void, you agree the maximum total damage award from 1st Continental Mortgage and its Ownership may not exceed $1.00 US Currency and that each party is solely responsible for their own legal costs.

We may also disclose your contact information and the other information that you provide us only in the following circumstances:

• We may employ other companies and individuals to perform functions on our behalf. They may have access to personal information needed to perform their functions, but will not be able to legally use it for other purposes.
• We may choose to provide your information directly to another branch operation should we feel it appropriate.
• We may choose to share this information with Sister sites for the sole purpose of facilitating your purchase of a home.

Other than as set out above, you will receive notice when information about you might go to third parties outside our normal lending relations. At that time you will have an opportunity to choose not to share the information.

Other Information:

Your Responsibility

The information you provide to 1st Continental Mortgage may not be made available to the public unless you provide specific instruction authorizing the use of statements for our site.

Excluded from this is any site feedback sent via our contact form. We may, at our sole discretion, use this information/feedback for the purpose of promotion of our service. You agree, upon submitting information using this form, to hold this web site and its owner harmless from any claims of damage.

Furthermore, while we do our best to protect your personal information, 1st Continental Mortgage cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk.

We may provide links from our site to others. If you follow these links from our site to theirs, you should be aware that these other sites have their privacy and data collection practices. 1st Continental Mortgage has no responsibility or liability for these independent policies. For more information regarding a site and its privacy policies, check that sites privacy policy.

Contacting Us

If you have any questions or comments about the practices of this site, or your dealings with us, you may contact us at any time.